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Savings & Investments


Individual Savings Accounts (ISAs)
ISAs 2014/15 To 30 June 2014 From 1 July 2014
Overall Investment limit £11,880* £15,000
Junior ISA limit £3,840 £4,000

*Including cash maximum of £5,940


  1. Investments in ISAs are free of income tax and capital gains tax.
  2. Those aged 16-17 can invest in a cash ISA, in addition to a Junior ISA.
  3. ISAs allow you to take your money out at any time without losing tax relief and furthermore you are not required to declare income and capital gains from ISA savings.
  4. Transitional rules may apply.