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Savings and Investments


Individual Savings Accounts (ISAs)
ISAs 2015/16  
Overall investment limit £15,240
Junior ISA limit £4,080



  1. Investments in ISAs are free of income tax and capital gains tax.
  2. Those aged 16-17 can invest in a cash ISA, in addition to a Junior ISA.
  3. ISAs allow you to take your money out at any time without losing tax relief and furthermore you are not required to declare income and capital gains from ISA savings.
  4. Transitional rules may apply.